1. You need to know how much you’ll be approved to borrow so you can look at homes within your budget. 
2. You’ll be able to see how much money you’ll need for the down payment and closing costs based on the loan estimate from your lender. That way, you can make a plan to have that ready, whether you need more time to save, liquidate some [...]

7 Reasons to get a home inspection

• 1. SAFETY - A home inspection will provide information on mold, asbestos, and carbon monoxide. All of which are important to know for your health and the health of your

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Waterfront property in Maine is equivalent to “white picket fences” for the rest of the U.S.: it’s shorthand for “perfect”. In the depths of winter, with all the snow we’ve received lately, it may be hard to imagine yourself swimming, boating, or just floating in the sunshine, but all of those things and more can be yours when your home is on the water. However, not all Maine waterfront property is the same. Working with real estate professionals who understand the intricacies of buying waterfront property can help save you a headache. Here are just a few of the things you will want to research and consider before you buy.

So, you're tired of renting and would rather see that monthly payment go toward a home of your own rather than continue to line the pockets of your landlord? Before you sign those mortgage papers, let’s take a hard look at a few things:

Buying a home is (usually) the largest, and longest financial commitment of one's life. In a world of impulse-buy-oriented consumerism, a house purchase should be the least impulsive, most well-thought-out investment of your hard-earned money you make. You need to do your homework and get a really good understanding of the debt-to-income ratio your finances represent, the budget you can afford, as well as the associated costs you will have to deal with: closing, moving, maintenance, insurance, etc.

Investing in any type of real estate can be a profitable venture; however, knowing key aspects of the practice makes all the difference when it comes to being successful. Here are a few elements to keep in mind before buying real estate and/or selling real estate in todays market.

Having your home inspected is a critical part of the home buying process, as is finding a trustworthy and competent inspector. Just as important, however, is understanding the report when it is finished. Here are some suggestions on reading it correctly and identifying the most important elements of the document. Reports are usually [...]

When applying for a mortgage loan, it is in your best interest to be familiar with your credit report and hopefully possess a strong score. Your credit score correlates directly to loan opportunities, favorable rates, and the chance to establish revolving credit accounts. Mortgage Calculator suggests acquiring copies of your credit reports from all three major credit bureaus [...]

Buying a new home can be an intimidating and complicated experience. Finding a home inspector should not be. Ask your real estate professional for a recommended list of home inspectors to interview. Below is a list of possible helpful questions a prospective home buyer should ask a potential home inspector before hiring him or her. Steve [...]