3 Reasons Why Getting a Pre-Approval Letter is the Best First Step to Make in the Home Buying Process 🏡🔑

1. You need to know how much you’ll be approved to borrow so you can look at homes within your budget. 
2. You’ll be able to see how much money you’ll need for the down payment and closing costs based on the loan estimate from your lender. That way, you can make a plan to have that ready, whether you need more time to save, liquidate some assets, or the peace of mind knowing that you already have what you need.
3. You’ll come across as a serious buyer to both the seller of the home and your real estate agent.

Most real estate agents require a pre-approval letter before showing homes. It’s something you need and saves potentially wasted time.

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