
Buying a home is (usually) the largest, and longest financial commitment of one's life. In a world of impulse-buy-oriented consumerism, a house purchase should be the least impulsive, most well-thought-out investment of your hard-earned money you make. You need to do your homework and get a really good understanding of the debt-to-income ratio your finances represent, the budget you can afford, as well as the associated costs you will have to deal with: closing, moving, maintenance, insurance, etc.













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