Waterfront Homes Under $400K in Central Maine
Central Maine’s lakes and rivers offer an inviting escape, and you don’t need an unlimited budget to enjoy waterfront living. This page highlights single‑family houses with water frontage priced under $400,000 across the region. Discover cottages, camps and year‑round residences where you can relax by the water and still stay within budget. Our local agents know these shorelines well and can help you navigate availability and pricing.
If you’re exploring other options, consider browsing our Waterfront Homes collection, which showcases a broader range of price points. You can also see all Single Family Homes in the area or focus on specific water bodies with our Lakefront Homes page. For those interested in building from scratch, review available lots on our Waterfront Land page. And if you’re drawn to a particular community, start with Belgrade Real Estate. When you’re ready to take the next step, call us at 207‑872‑7650.
Listing data is derived in whole or in part from the Maine IDX & is for consumers' personal, non commercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. ©2026 Maine Real Estate Information System, Inc. All Rights Reserved. 
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Coldwell Banker Plourde Real Estate participates in ©2026 Maine Listings Internet Data Exchange program, allowing us to display other Maine IDX Participants' listings. This website does not display complete listings. Certain listings of other real estate brokerage firms have been excluded. Mortgage figures are estimates. Check with your bank or proposed mortgage company for actual interest rates. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.